<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[MENA Financial Journal]]></title><description><![CDATA[Empowering university students with financial knowledge and insights in the MENA region]]></description><link>https://uobdstudentpage.wixsite.com/mena-financial-rev/blog</link><generator>RSS for Node</generator><lastBuildDate>Thu, 22 Oct 2026 21:40:12 GMT</lastBuildDate><atom:link href="https://uobdstudentpage.wixsite.com/mena-financial-rev/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The Influence of AI on Risk Management in Financial Services By Sanjana Madhavan]]></title><description><![CDATA[Over the last few years, there has been an increase in digital banking and online transactions. A survey taken by McKinsey &#38; Company states that 80-90% of consumers in the UAE and KSA are heavy users of digital banking channels. Online and digital banking has become more attractive than traditional banking methods; it is faster and generally free to use compared to traditional banking, where it takes days to complete transactions and may require a fee to process transactions (KPMG, 2023). But...]]></description><link>https://uobdstudentpage.wixsite.com/mena-financial-rev/post/the-influence-of-ai-on-risk-management-in-financial-services-by-sanjana-madhavan</link><guid isPermaLink="false">694332c5a79f8c9ba2ad5143</guid><pubDate>Wed, 17 Dec 2025 22:48:51 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8e109f_91b6a1daeeb8444da1232dd4fa72859a~mv2.jpg/v1/fit/w_241,h_92,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mahnoor Jamal</dc:creator></item><item><title><![CDATA[How MENA Youth Are Turning Side Gigs into Financial Freedom by Kritika Kumari ]]></title><description><![CDATA[If your wallet has ever sighed louder than your morning alarm, you are not alone. Across the Middle East and North Africa, young people are learning that side gigs might be the cure for that familiar end-of-month panic. Forget waiting years for that one “dream job.” Many are already freelancing online, running TikTok campaigns, tutoring on Zoom, or selling handmade art on Instagram. Financial freedom, now starts with a strong Wi-Fi signal and a little courage to click “post.” The backdrop:...]]></description><link>https://uobdstudentpage.wixsite.com/mena-financial-rev/post/how-mena-youth-are-turning-side-gigs-into-financial-freedom-by-kritika-kumari</link><guid isPermaLink="false">69433166a79f8c9ba2ad4e17</guid><pubDate>Wed, 17 Dec 2025 22:43:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8e109f_f6672bd01877419299e1aa3db75c35ce~mv2.jpg/v1/fit/w_277,h_118,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mahnoor Jamal</dc:creator></item><item><title><![CDATA[Dubai’s Crypto Play Is No Accident; It’s a Strategic Pivot by Aalya Deorari ]]></title><description><![CDATA[Dubai has never been shy about reinventing itself. Over the past three decades, it has morphed from a logistics outpost into a global hub for aviation, tourism, and high finance. Now it is attempting something far more ambitious: positioning itself as the world’s most stable, innovation-friendly jurisdiction for digital assets. This isn’t the gamble you think it is. It is a deliberate state project and a strategic pivot for a post-oil world. Global crypto markets may still be volatile, but...]]></description><link>https://uobdstudentpage.wixsite.com/mena-financial-rev/post/dubai-s-crypto-play-is-no-accident-it-s-a-strategic-pivot-by-aalya-deorari</link><guid isPermaLink="false">69432ff2af6ab01fbdcf51e8</guid><pubDate>Wed, 17 Dec 2025 22:37:49 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8e109f_c79374208cec4d17a570450a036e6069~mv2.jpg/v1/fit/w_259,h_122,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mahnoor Jamal</dc:creator></item><item><title><![CDATA[Inside The Gen Z Wallet by Zainab Hassan]]></title><description><![CDATA[Introduction Have you ever found yourself adding items to your cart just because you found them cute? Have you ever bought random TikTok viral products? If so, congratulations - you have just participated in one of Gen Z’s favourite rituals, known as emotional spending. Gen Z, born roughly between 1997 to 2012, are obsessed with the phenomenon of doom spending. Dooms spending is the impulsive urge to spend excessively on non-essential goods as a coping mechanism in response to negative...]]></description><link>https://uobdstudentpage.wixsite.com/mena-financial-rev/post/inside-the-gen-z-wallet-by-zainab-hassan</link><guid isPermaLink="false">69432ba2142838fcf062d9cd</guid><pubDate>Wed, 17 Dec 2025 22:25:26 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8e109f_7bd91bc1c1294aad94ac0143333d0d7b~mv2.jpg/v1/fit/w_262,h_67,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mahnoor Jamal</dc:creator></item><item><title><![CDATA[The Gen Z Wealth Crunch by Vaishnavi Jayanti]]></title><description><![CDATA[Today's youth, specifically those belonging to Generation Z, are navigating an increasingly dynamic and complex global landscape. Characterized by rapid technological advancements, escalating environmental challenges, and widening economic disparities, this generation is entering the labor market during a period marked by both unprecedented economic prosperity and stark inequality. As the economic landscape continues to evolve, it's essential to consider the financial wealth of Generation Z...]]></description><link>https://uobdstudentpage.wixsite.com/mena-financial-rev/post/the-gen-z-wealth-crunch-by-vaishnavi-jayanti</link><guid isPermaLink="false">69431e107639ba768f0ba992</guid><pubDate>Wed, 17 Dec 2025 22:14:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8e109f_6052675d98d944319ef25f678fd89bf7~mv2.jpg/v1/fit/w_290,h_216,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mahnoor Jamal</dc:creator></item><item><title><![CDATA[Youth and Finance In The Gulf: A Match Made In Heaven Or A Disaster Waiting To Happen? by Caron Jones]]></title><description><![CDATA[Youth and finance in the Gulf: a match made in heaven — or a disaster waiting to happen? As technology and innovation progresses, the future for our youth is constantly changing and this is clearly seen in the dynamic evolution of the finance sector. From digital wallets and investment apps to buy-now-pay-later (BNPL) schemes such as Tabby, and fintech credit, the gateway to financial markets are now wide open. But along with the upside of inclusion and entrepreneurship, one is faced with the...]]></description><link>https://uobdstudentpage.wixsite.com/mena-financial-rev/post/youth-and-finance-in-the-gulf-a-match-made-in-heaven-or-a-disaster-waiting-to-happen-by-aalya-de</link><guid isPermaLink="false">69431aa2a79f8c9ba2ad1c8b</guid><pubDate>Wed, 17 Dec 2025 21:15:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8e109f_82478cf21ca043f0bb6a8d1b931877a6~mv2.jpg/v1/fit/w_285,h_128,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mahnoor Jamal</dc:creator></item></channel></rss>